Negligence is a failure to act in a way that a reasonable person would when faced with the same situation and circumstances. In insurance, the policyholder might be negligent, or it might be another party.…
Most fires are caused by some sort of human error; therefore, negligence is easily implied. One could have better supervised the kitchen, the candles, the stove, fix those electric outlets, etc. The fact is, in…
There are many reasons insurance companies justifiably deny fire insurance claims. But that doesn’t mean all fire claim denials are justified. If you’ve had a fire, and your insurance company denied your claim, there are…
Did you experience a fire in your home—the one place where you’re supposed to feel safe and secure? After this, the only thing that you want to do is get things back to normal. However,…
Most homeowners insurance covers smoke damage but problems could still arise. As we’ve seen, smoke can get anywhere and everywhere and cover your things with soot, a sticky black residue. As far as your insurance…
A house fire is a devastating experience. When you’re trying to cope with this horrible loss and property damage, the last thing you think about is insurance companies and the paperwork involved with filing insurance…
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The increasing threat of fires makes familiarising yourself with how to file fire insurance claims more important than ever. Losing your home and personal belongings to a fire is already a devastating experience. Since these…